Leaving your home empty for a prolonged period? You may need unoccupied home insurance, as most standard home insurance policies won't cover you if you're away for longer than 30 consecutive days.

How is insuring a holiday home different from insuring my permanent home? If you own a second home for occasional use (such as for holidays), a standard home insurance policy won't cut it. As you ...

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...